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(Public transportation - Image Source ) If one is owe a car - the issue would be either spend money on car loan and get a new car which related to lower in maintenance cost. And the reverse happens when you are using old car - no car loan but higher maintenance cost. Nonetheless the consistent maintenance - regular services will translate to lower maintenance cost in the long run.  For public transportation, it is best to work around the various public transportation available, the cost and time of using it and whether it is a more cost saving compared to driving your own car. Public transport does not necessarily means cheap and fast.  For long journeys, work out the best route and time before you start the journey. Read further on more pointers from Huff Post's 21 Ways to Save Money on Transportation

(Image Google) It is not tough to keep track on how you spend your income by having a budget and see if you can reduce non essentials expenses to save money. Check out some of these great tips from Better Money Habits :- 1 Record your expenses The first step to start saving money is to figure out how much you spend. Keep track of all your expenses—that means every coffee, household item and cash tip. Once you have your data, organize the numbers by categories, such as gas, groceries and mortgage, and total each amount. Use your credit card and bank statements to make sure you’re accurate—and don’t forget any. Tip: Look for a free spending tracker to help you get started. Choosing a digital program or app can help automate some of this work. Bank of America clients can use the Spending & Budgeting tool, which automatically categorizes your transactions for easier budgeting in the mobile app or online  2 Budget for savings Once you have an idea of wh...